Stamp Duty Calculator
2025/26 (current — post-April-2025 permanent thresholds)
Calculate UK Stamp Duty Land Tax (SDLT) for England, LBTT for Scotland, or LTT for Wales. Get instant results with a detailed breakdown and tax-saving tips.
Property Details
No SDLT up to £425k on first home
+5% surcharge (buy-to-let, second home)
+2% surcharge applies
Rates: 2025/26 (current — post-April-2025 permanent thresholds)
Rates are up-to-date for the current schedule and will auto-switch when newer rates are added.
Stamp Duty
£7,500
Tax payable on completion
Effective Rate
2.14%
Of property price
Total Cost
£357,500
Property + Tax
Rate Breakdown
| Band | Taxable | Rate | Tax |
|---|---|---|---|
| £0 - £125,000 | £125,000 | 0% | £0 |
| £125,000 - £250,000 | £125,000 | 2% | £2,500 |
| £250,000 - £925,000 | £100,000 | 5% | £5,000 |
| Total Stamp Duty | £7,500 | ||
Tax Optimization Tips
INFO
Stamp duty must be paid within 14 days of completion. Your solicitor will handle this as part of conveyancing.Stamp Duty Calculation
SDLT = Σ (Band Amount × Band Rate) + Surcharges
Stamp duty is calculated progressively across tax bands. Each portion of the property price is taxed at different rates, plus any applicable surcharges for additional properties, non-UK residents, or company purchases.